Financial Literacy Month #victoryLap

Financial Literacy Month, Financial Wellness, Banking, Saving, Investing, Brokerage Account, ETFs, Retirement, Coffee, Black Coffee, Organic, Fair-trade
Financial Literacy Month #victoryLap

First and foremost, we would like to thank everyone who participated in the Financial Literacy Month activities and conversations. A special thank you to everyone who participated and shared resources on The Black Coffee Community Facebook Group.

Go ahead and take a Victory Lap! But....the work is just beginning.

Fiscal responsibility, financial well being or whatever is the trending term of making everyday smart financial decisions, is a life-long commitment. Laws, policy, consumer behavior and trends are constantly changing and evolving, thus you must constantly update your strategy.

Please be sure to check out Part 1 - "April is Financial Literacy Month" and Part 2 - "The Marathon Continues."

We hope increased financial discussions/engagement in group settings will lead to healthy financial behavior.


Day 21: [Activity] Check your Credit Report

Obtaining your credit report only takes 5 minutes and it is FREE!. To obtain a free copy of your credit report, go to and answer a few questions such as social security number, current mailing address, birth date, and personal/security questions like what is your current/previous employer.

Once you have report, head over to Credit Karma where they breakdown "How to Read a Credit Report."


Day 22: [Activity] Talk about your student loans

Student loan debt exceeds $1.3 trillion and is the 2nd largest class of consumer debt after mortgages. The average student loan debt for a student graduating from a university is now $37,000 and rising. This is a growing problem for many. We encourage all who feel that they will never be able to payoff their student loans to take a breather. You can do it! One step at a time. Student Loan Hero as tons of information about student loans. Talk to your family/friends/peers about their strategy of paying off their student loans. We know the student loan problem is impacting many of us, but no one talking about it.